Document 05 — Risk Disclosure
Risk Disclosure Statement
Effective Date: 01 June 2026 · Please read before depositing any crypto assets
Important Notice
Using a crypto-to-INR settlement service involves real financial and operational risks. This statement outlines key risks you should be aware of. It is not exhaustive. By using RupeeOTC, you acknowledge and accept these risks.
§ 1
Cryptocurrency Price Volatility
The INR value of your crypto assets can change significantly within short periods. The Settlement Rate is locked at the point of internal swap execution, after blockchain confirmations are received. Any price movement between deposit initiation and rate lock is entirely your risk.
§ 2
Irreversibility of Blockchain Transactions
Crypto deposits on public blockchains are irreversible. Sending funds to an incorrect address, on the wrong network, or in an unsupported token type will result in permanent and unrecoverable loss of funds.
Always Verify Before Sending
Triple-check the wallet address, blockchain network, and token type before confirming any deposit. A single error means the funds are gone permanently.
§ 3
Regulatory & Legal Risk
The regulatory environment for cryptocurrency services is evolving. Future changes in policy may restrict, modify, or suspend certain Platform features. RupeeOTC will comply with applicable requirements; any resulting changes will not constitute a breach by RupeeOTC.
§ 4
Tax Obligations
Converting cryptocurrency to INR may be a taxable event. RupeeOTC issues settlement receipts to assist your records but does not provide tax advice. You are solely responsible for your own tax compliance. Consult a qualified tax professional regarding your obligations.
§ 5
Platform & Operational Risk
System outages, cybersecurity incidents, banking partner failures, or events outside our control may temporarily disrupt the Platform. We cannot guarantee uninterrupted service availability.
§ 6
Settlement Timing Risk
RupeeOTC does not guarantee any specific settlement timeframe. Delays may occur due to banking infrastructure, payment network congestion, courier operations, or other third-party dependencies. Such delays do not constitute a failure or breach by RupeeOTC.
§ 7
No Financial Advice
Nothing on the Platform constitutes financial, investment, legal, or tax advice. All decisions regarding timing and amount of crypto conversions are yours entirely. RupeeOTC provides settlement infrastructure only.
§ 8
Third-Party Risk
RupeeOTC relies on banking partners, payment networks, logistics providers, and gift card issuers. Failures or policy changes by these third parties may affect your experience. RupeeOTC is not liable for outcomes that depend on third-party systems.